Credit Analyst

Career In Bank · recruiting for a confidential client

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Listing updated

Pay
₹25,000–50,000 a month
Location
Chandigarh, Chandigarh
Work mode
Hybrid
Job type
Contract
Experience
1–3 yrs
Category
Pvt Banks

In hand: about ₹22,400–45,000 a month after PF and income tax (estimate). How it's worked out

We are seeking a detail-oriented Credit Analyst to join our team in Chandigarh. This role involves analyzing clients' credit data and financial statements to determine risk in lending.

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About the role

As a Credit Analyst, your primary responsibility will be to evaluate the creditworthiness of individuals and businesses by analyzing financial data and credit reports. You will work closely with loan officers and clients to gather necessary documentation and provide insights that will guide lending decisions. This role is perfect for analytical thinkers who enjoy solving problems and working with numbers.

Your contributions will directly influence lending decisions, making this a critical role within the banking sector. The hybrid work model allows flexibility while ensuring you remain engaged with your team and clients. This is an excellent opportunity for anyone looking to build a career in financial analysis within a vibrant banking environment.

What you'll do

  • Analyze clients' credit data and financial statements
  • Assess risk factors and make informed lending recommendations
  • Collaborate with loan officers to streamline the application process
  • Prepare detailed reports for management on credit assessments

What you'll need

  • Bachelor's degree in Finance, Economics, or related field
  • 1-3 years of experience in credit analysis
  • Strong analytical and quantitative skills

Skills

Proficiency in financial analysis Strong attention to detail Excellent communication skills

Good to have

Familiarity with credit scoring models Knowledge of banking regulations and compliance

Benefits

  • Competitive salary and performance-based incentives
  • Flexible working hours with a hybrid model
  • Access to training and development programs

Interested in this role?

It takes about two minutes. Free to apply — Career In Bank never asks candidates for money.

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Questions about this job

What does a Credit Analyst do?
A Credit Analyst evaluates the creditworthiness of clients, analyzing financial data and credit history.
Is this position remote or onsite?
This is a hybrid role, allowing for a mix of onsite and remote work.
What qualifications are needed for this role?
A degree in finance, economics, or a related field is preferred.
What is the salary range for this position?
The salary ranges from INR 25,000 to INR 50,000 per month based on experience.

Listing last updated

Credit Analyst

₹25,000–50,000 a month

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