Area Credit Officer in Varkala – Unsecured Business Loans

Full Time 3 days ago
Employment Information

We are hiring dynamic professionals from Varkala to manage credit underwriting, risk assessment, and loan approvals for Unsecured Business Loans. 

If you have experience in credit analysis, financial evaluation, and portfolio management, this is a great opportunity to grow your career in a leading NBFC in Kerala.


Job Type: Full-Time
Salary: Competitive, based on experience
Location: Varkala Kerala
Education: Graduate/Postgraduate in Finance, Accounting, or a related field
Experience: Minimum 1-5 years in Credit Appraisal & Risk Management

Key Responsibilities:

  • Evaluate loan applications, assess financial status, and prepare Credit Approval Memos (CAMs).
  • Conduct personal discussions (PDs) and visit business locations of Varkala clients to analyze applicant profiles.
  • Ensure credit risk compliance and maintain Turnaround Time (TAT) for loan approvals.
  • Monitor portfolio quality, track delinquencies, and support loan recovery efforts.
  • Work closely with sales, operations, and third-party vendors of Varkala for smooth processing.
  • Hire, train, and manage the credit team while ensuring compliance with policies and regulations.
  • Maintain MIS reports and provide market insights for continuous process improvement.

 

Why Join Us?

  • Fast-growing career opportunities in a reputed NBFC and work in Varkala Kerala.
  • Exposure to high-value lending and credit management.
  • Competitive salary, incentives, and benefits.
  • A supportive and dynamic work environment.

 

Apply Now!

We are looking for talented professionals across Varkala! If you have credit underwriting experience and are ready to take on new challenges, apply today and be part of a leading NBFC’s growth story!