Credit Officer

Career In Bank · recruiting for a confidential client

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Listing updated

Pay
₹50,000–80,000 a month
Location
Surat, Gujarat
Work mode
On-site
Job type
Full time
Experience
2–5 yrs
Category
Finance

In hand: about ₹45,000–72,100 a month after PF and income tax (estimate). How it's worked out

Join our client as a Credit Officer in Surat to manage and assess credit applications, ensuring compliance with lending policies.

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About the role

In this role, you will evaluate creditworthiness of applicants and make informed lending decisions based on in-depth financial analysis. You will collaborate with loan officers and credit analysts to streamline the approval process. This position is ideal for detail-oriented individuals who thrive in fast-paced environments and are passionate about helping clients achieve their financial goals.

The team offers a supportive environment for professional growth, providing opportunities to enhance your skills in risk assessment and financial analysis. You will directly impact the company's performance through your recommendations and decisions. If you have a strong background in credit management or finance, this is the perfect opportunity for you.

What you'll do

  • Evaluate credit applications and assess risk.
  • Collaborate with loan officers to streamline the application process.
  • Prepare credit reports and recommendations.
  • Monitor existing loans and assess borrower performance.

What you'll need

  • Bachelor’s degree in Finance, Accounting, or related field.
  • 2-5 years of experience in credit analysis.
  • Strong analytical and decision-making skills.

Skills

Financial analysis skills. Attention to detail. Excellent communication skills.

Good to have

Experience with credit scoring systems. Familiarity with regulatory compliance.

Benefits

  • Competitive salary and performance bonuses.
  • Health and wellness benefits.
  • Opportunities for professional development.

Interested in this role?

It takes about two minutes. Free to apply — Career In Bank never asks candidates for money.

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Questions about this job

What are the main responsibilities of a Credit Officer?
You will be responsible for evaluating credit applications, assessing financial data, and making lending decisions.
What qualifications are needed for this role?
A degree in Finance, Accounting, or a related field is preferred, along with experience in credit analysis.
How is the work environment?
The position is onsite, promoting teamwork and direct communication with colleagues.
What is the salary range for this position?
The monthly salary ranges from INR 50,000 to INR 80,000, based on experience.
How can I apply for this role?
Click "Apply Now" on this page to apply through Career In Bank. Career In Bank is recruiting for this role on behalf of a client employer.

Listing last updated

Credit Officer

₹50,000–80,000 a month

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