Credit Officer

Career In Bank · recruiting for a confidential client

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Listing updated

Pay
₹40,000–80,000 a month
Location
Srinagar, Jammu and Kashmir
Work mode
On-site
Job type
Full time
Experience
1–4 yrs
Category
Finance

In hand: about ₹36,000–72,100 a month after PF and income tax (estimate). How it's worked out

Our client seeks a Credit Officer to provide quality credit assessments and customer service in Srinagar.

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About the role

As a Credit Officer, you will evaluate loan applications and assess the creditworthiness of borrowers. Your role will involve analyzing financial statements, credit reports, and other relevant data. You will guide clients through the loan process, ensuring they understand their options and obligations. This position is ideal for motivated individuals who enjoy working directly with clients and making impactful decisions.

You will work closely with the underwriting team and assist in the development of credit policies. Your contributions will be crucial in maintaining the integrity of the lending process while fostering strong client relationships.

What you'll do

  • Evaluate loan applications and assess credit risk
  • Analyze financial documents and credit histories
  • Guide clients through the lending process
  • Work with underwriting teams to develop credit policies
  • Maintain records and documentation for compliance

What you'll need

  • Bachelor's degree in Finance or Banking
  • 1-4 years of experience in credit assessment
  • Familiarity with credit analysis tools

Skills

Strong analytical abilities Excellent communication skills Attention to detail

Good to have

Knowledge of credit reporting systems Experience in customer service

Benefits

  • Attractive salary package
  • Employee benefits and incentives
  • Training and development opportunities

Interested in this role?

It takes about two minutes. Free to apply — Career In Bank never asks candidates for money.

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Questions about this job

What are the main responsibilities of a Credit Officer?
You will assess loan applications, analyze creditworthiness, and assist clients through the lending process.
What qualifications do I need for this role?
A degree in Finance or Banking and relevant experience in credit assessment is required.
Is this position remote or onsite?
This is an onsite position in the Shivaji Nagar area of Srinagar.
What skills are important for success in this role?
Effective communication and analytical skills are essential.
How do I apply for this role?
Click "Apply Now" on this page to apply through Career In Bank. Career In Bank is recruiting for this role on behalf of a client employer.

Listing last updated

Credit Officer

₹40,000–80,000 a month

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