Credit Analyst

Career In Bank · recruiting for a confidential client

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Listing updated

Pay
₹50,000–90,000 a month
Location
Pune, Maharashtra
Work mode
Hybrid
Job type
Full time
Experience
3–5 yrs
Category
Finance

In hand: about ₹45,000–81,200 a month after PF and income tax (estimate). How it's worked out

Our client is seeking a Credit Analyst in Hinjewadi, Pune, to assess credit risks and make informed lending decisions.

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About the role

In the role of Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals and businesses seeking loans. Your analysis will help in making critical lending decisions, ensuring that our client maintains a healthy loan portfolio. This role suits detail-oriented professionals who possess strong analytical skills and a solid understanding of financial statements.

You will work in a dynamic environment, collaborating with loan officers and underwriting teams to streamline the credit assessment process. If you have a passion for finance and risk management, this opportunity will allow you to grow your expertise while contributing to the bank's success.

What you'll do

  • Evaluate credit applications and assess risks
  • Analyze financial statements and credit reports
  • Prepare detailed reports for management review
  • Collaborate with loan officers to streamline processes

What you'll need

  • Bachelor's degree in finance, business, or economics
  • Strong analytical and problem-solving skills
  • Experience in a banking or financial services environment

Skills

Proficient in Microsoft Excel and financial analysis tools Strong attention to detail Excellent communication and interpersonal skills

Good to have

Experience with credit scoring models Familiarity with regulatory requirements in banking

Benefits

  • Competitive salary and performance bonuses
  • Health insurance and retirement plans
  • Opportunities for skill development and training

Interested in this role?

It takes about two minutes. Free to apply — Career In Bank never asks candidates for money.

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Questions about this job

What is the typical career progression for this role?
Successful Credit Analysts can progress to senior analyst or managerial positions.
Do I need a specific degree for this position?
A degree in finance, accounting, or a related field is preferred.
What tools or software will I use?
You will use various financial modeling tools and credit analysis software.
Is remote work an option?
Yes, this is a hybrid position allowing for a combination of remote and onsite work.
How do I apply for this role?
Click "Apply Now" on this page to apply through Career In Bank. Career In Bank is recruiting for this role on behalf of a client employer.

Listing last updated

Credit Analyst

₹50,000–90,000 a month

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